Auravest vs PocketSmith
PocketSmith forecasts cashflow. Auravest is the PocketSmith alternative built for tracking total Australian wealth — property, super, SMSF, shares, and crypto.
PocketSmith is one of the strongest cashflow forecasting tools available — Australian-developed (founded in New Zealand), with a calendar-based view of your incoming and outgoing money that no other tool quite matches. But PocketSmith optimises for the cashflow problem: knowing what's coming in, what's going out, and how your bank balances trend forward. It is not a net worth tracker in the household-balance-sheet sense. It doesn't value property, doesn't model superannuation, doesn't track crypto, and doesn't connect to Up Bank directly (it uses Yodlee). For Australians who want forecasting plus full net worth, Auravest is the PocketSmith alternative that closes the wealth gap.
Why Australians choose Auravest over PocketSmith
Full net worth, not just cashflow
Auravest values property, tracks super and SMSF, includes shares, ETFs, and crypto. PocketSmith focuses on cash accounts and credit cards.
Direct Up Bank API
Auravest connects to Up via the official Personal Access Token API. PocketSmith connects to Up via Yodlee, which works but adds an aggregator layer.
AI wealth assistant
Auravest provides conversational AI grounded in your data. PocketSmith does not include AI features.
Australian tax context
Auravest models superannuation contributions, Division 293, HECS/HELP, and franking credits natively. PocketSmith is global and does not model AU-specific tax mechanics.
PocketSmith alternative — questions Australians ask
Is Auravest a PocketSmith alternative for budgeting?
PocketSmith remains stronger for forward-looking cashflow forecasting (the calendar view is genuinely useful). Auravest focuses on the wealth side: net worth, retirement projection, and tax visibility. Many users keep both for different jobs — PocketSmith for cashflow planning, Auravest for wealth tracking.
Does Auravest forecast cashflow like PocketSmith?
Auravest does not currently include PocketSmith's calendar-style cashflow forecasting. We focus on wealth: balance trends, retirement projections, and Monte Carlo simulations. If forward cashflow is your primary need, PocketSmith may be a better fit; if total net worth is, Auravest is purpose-built for it.
How is Auravest's Up Bank integration different from PocketSmith's?
PocketSmith uses Yodlee, an aggregator, to connect to Australian banks including Up. Auravest connects to Up directly via Up's official Personal Access Token API — read-only, fast, and with no aggregator in the middle.
Ready to make the switch?
Join thousands of Australians using Auravest to track their net worth securely. Connect your accounts in minutes.