SMSF Net Worth Calculator
Enter your SMSF holdings to see total assets, LRBA-adjusted net value, and allocation breakdown across shares, property, crypto, and cash.
SMSF holdings (look-through)
Enter the current market value of each holding inside the SMSF. The total becomes your fund's gross asset value.
SMSF liabilities (optional)
SMSF net value
$0
General information only. Confirm SMSF member balances and LRBA treatment with your SMSF accountant or auditor.
Calculation runs in your browser. Nothing is uploaded.
General information only — not personal advice
The SMSF valuationinformation on this page is general in nature and reflects publicly available Australian Taxation Office (ATO) and Australian Securities & Investments Commission (ASIC) guidance at the time of writing. It is not financial, taxation, or legal advice. Rules and rates change. Please confirm with a registered tax agent, licensed financial adviser, or the ATO before acting.
This calculator does not replace an annual SMSF audit. Trustees retain legal responsibility for valuation compliance under the Superannuation Industry (Supervision) Act and the ATO's SMSF valuation guidelines. Consult your SMSF auditor for audit-grade valuations.
Last reviewed by Auravest: 14 May 2026
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Frequently asked questions
How do I calculate my SMSF net worth?
SMSF net worth equals the total market value of all assets held in the fund (shares, ETFs, property, crypto, cash, unlisted investments) minus any liabilities such as a Limited Recourse Borrowing Arrangement (LRBA). Use current market values, not cost base, for each holding. The Auravest SMSF calculator above does this in your browser.
What is look-through for an SMSF?
Look-through means reporting the SMSF as one member balance line on your net worth statement, but separately tracking the underlying assets (shares, property, crypto, cash) for allocation analysis. Without look-through, you can't see concentration risk or double-up — e.g., holding the same stock directly and inside super.
Should I include LRBA debt?
Yes. A Limited Recourse Borrowing Arrangement is a real liability of the SMSF and should be subtracted from gross asset value to get net SMSF value. The lender's recourse is limited to the asset purchased with the loan, but the loan itself still reduces the fund's net position.
Is this a valuation for ATO reporting?
No. This calculator is for your own tracking — it isn't an official audited valuation. Your SMSF must be audited annually by an approved SMSF auditor, who applies specific valuation standards under the ATO's Valuation guidelines for self-managed super funds. Use this calculator to track between audits.
Does Auravest also track SMSFs continuously?
Yes. The paid Auravest product tracks SMSF holdings continuously with PropTrack/CoreLogic property valuations, live share prices, and crypto wallet sync. The free calculator above is for a quick point-in-time snapshot.
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