The Up Bank Net Worth Tracker
Connect Up to Auravest in 30 seconds. Sync Everyday, Savers and 2Up accounts read-only, then watch them sit alongside your property, super, SMSF and crypto in one Australian net worth dashboard.
Auravest is not affiliated with Up Bank. Up's Personal Access Tokens are official API tokens.
Why Auravest is the Up Bank net worth tracker of choice
Official API, not screen-scraping
Auravest uses your Up Personal Access Token via Up's official API. No password sharing, no Yodlee aggregator in the middle, no MFA prompts to your phone.
Continuous read-only sync
Balances and transactions across Everyday, Savers and 2Up sync automatically. Tags and category data flow through to your net worth view.
Up + everything else
Up balances sit alongside property valuations, super, SMSF holdings, shares, ETFs and crypto — one true picture of your Australian net worth.
Read-only by design
Personal Access Tokens you generate are read-only. We can see your balances; we cannot move money or initiate payments from your Up accounts.
What syncs from Up
- Up Everyday account (transaction account)
- Up Savers (all named saver buckets)
- Up 2Up joint accounts (both partners' permissions respected)
- Up Round-Ups balance
- Forever Saver allocations
- Transaction history with category tags
- Transfers between Savers (preserved separately from external movements)
Setup in 30 seconds
Open the Up app
On your phone, open Up and go to Settings → Personal Access Tokens.
Create a new token
Name it 'Auravest' so you know what it's for. Up generates a read-only token instantly.
Paste into Auravest
In Auravest, go to Integrations → Up Bank and paste the token. The connection establishes in seconds.
Watch it sync
All your Up accounts, Savers, and transactions appear in your Auravest dashboard within a minute.
Up + everything else
Up tracks your day-to-day. Auravest layers your wealth on top.
Frequently asked questions
What is the best Up Bank net worth tracker?
Auravest is the Up Bank net worth tracker built specifically for Australians who use Up as their primary or secondary bank. It connects directly to Up's official API via your Personal Access Token, syncs all your Everyday, Savers, and 2Up accounts read-only, and then layers them alongside property, super, SMSF, shares, and crypto for a single Australian net worth view.
How does Auravest connect to Up Bank?
Auravest uses Up's official Personal Access Token API. You generate a read-only token in the Up app (Settings → Personal Access Tokens), paste it into Auravest, and the connection is live in seconds. No password sharing, no third-party aggregator, no screen-scraping. The token is read-only, so we can see your balances and transactions but cannot move money or change anything in your Up accounts.
Does Auravest support Up Savers and 2Up joint accounts?
Yes. Auravest discovers all your Up accounts automatically once your token is connected — Everyday, every named Saver bucket (including Forever Savers), and 2Up joint accounts. Each account is tracked individually, and the balances roll up into your total cash position and net worth.
Is connecting Up Bank to Auravest safe?
Yes. Up's Personal Access Tokens are read-only by design — they cannot be used to move money or initiate any transactions. Auravest stores the token encrypted at rest with AES-256 and uses TLS 1.3 in transit. You can revoke the token at any time from the Up app, and the connection will immediately stop. Auravest is not affiliated with Up Bank, and Up does not endorse third-party tools.
Can I track Up alongside other Australian banks?
Yes. Auravest supports Up directly via API, and other Australian banks via manual entry, CSV import, or aggregator (as we expand open banking coverage). You can have Up syncing automatically and your CBA or ING account updated manually, all flowing into the same net worth dashboard.
How often does Up data sync?
Auravest syncs Up balances and transactions automatically multiple times a day, plus on demand when you open the dashboard. Because Up's API is fast and real-time, your data is usually within minutes of being current.
Does Auravest work with other banks like CBA, ING, or NAB?
Auravest supports manual entry and CSV import from all Australian banks, and direct API integration with Up Bank. We're actively expanding direct integrations as Australian open banking matures — follow our updates for the next bank we plug in.
Your Up balance is a starting point. Not the whole picture.
Connect Up in 30 seconds. Then add property, super, SMSF, shares and crypto.