Your profile holds the baseline figures that the AI assistant and the retirement simulator use when they generate output. A few of these fields meaningfully change the numbers you see elsewhere on the platform.
Where to find it
Go to Settings → Profile from the sidebar.
Fields and what they affect
- Tax residency. Defaults to Australian resident for tax purposes. Changing this affects how the simulator treats super contributions and CGT.
- Base currency. Defaults to AUD. Non-AUD holdings are converted at the latest rate when displayed.
- Annual income (optional). Used to estimate your marginal tax bracket. The AI assistant uses this when comparing strategies like concessional super contributions vs. extra mortgage repayments.
- Age and target retirement age (optional). Pre-fills the simulator's default time horizon.
Why we ask
Auravest is more than a balance sheet — the simulator and assistant produce different answers depending on your bracket, residency, and time horizon. If those fields are blank, the tools fall back to generic assumptions, and the output gets less useful.
Privacy
Profile fields are encrypted at rest. When data is sent to the AI provider to answer a question, the provider is contractually prohibited from using it to train public models. See Data encryption & storage for the technical detail.